• How to Get Housing Assistance

    Watch more Home Finance 101 videos: http://www.howcast.com/videos/418179-How-to-Get-Housing-Assistance Housing assistance in the form of public housing and rental offsets is available for people with low incomes or who are living in a natural disaster area. Find out how to apply. Step 1: Contact housing authority Contact your state or local public housing agency for information on eligibility and assistance in the form of vouchers, discounts, and public housing. You may be eligible if you have a low income, are elderly or disabled, or were displaced by a disaster. Tip Visit the U.S. Department of Housing website at hud.gov. On the homepage, click on State Info, then click on your state. For instance, if you live in Texas, select Texas from the drop-down menu under the State Info heading...

    published: 23 Dec 2010
  • 7 Top Programs For Government Housing Assistance

    HUD housing grants and government housing assistance programs allows low income housing and affordable housing a reality. Single Mothers and Students are always on the look out for subsidized housing. Learn details on the 7 programs here: http://umcssa.org/financial-help/housing-assistance-for-single-moms

    published: 09 Jan 2014
  • Wait For Federal Housing Help Lasting Years

    In the tough economy, getting federal housing help is getting more and more difficult, and some people faced with five-year wait times are moving back in with their parents.

    published: 08 Jun 2010
  • How Section 8 Housing Works

    http://www.housing.com/section8 The Housing Choice Voucher Program, more commonly known as Section 8 or Section 8 Rental Assistance, is a housing assistance program created and run by the federal government. It was created to help very low-income families, the elderly, and the disabled afford decent, safe, and sanitary housing in the private housing market.

    published: 05 Feb 2011
  • Federal dollars roll into Kansas City to help with affordable housing

    New money is coming to Kansas City to help offset affordable housing costs.

    published: 17 Jan 2013
  • One in Four: America's Housing Assistance Lottery

    Housing policy has the ability to exacerbate or mitigate extreme income inequality in American cities. Where incomes are growing and inequality is increasing, cities like New York and San Francisco, rising prices and rents can displace poor families. But affordable housing secures a place for low-income people in communities with growing tax bases and improved services. Having access to better schools, good transportation networks, recreational facilities, and other community services enables families to improve their quality of life and provide greater opportunities for their children. Unfortunately, affordable housing is a scarce resource in many cities. America's housing policy has never fully met the demand for affordable rental housing, and the number of households served by federal...

    published: 28 May 2014
  • How America's Welfare System Hurts the People It's Supposed to Help

    At around $700 billion a year, federal spending on welfare programs such as housing assistance, food stamps, and disability payments is bigger than the country's military budget. Yet for all the money—and good intentions—spent on welfare, it routinely leaves recipients with meager prospects for improving their situation. Worst of all, because the system is so poorly designed, beneficiaries routinely turn down job opportunities that will cut their benefits. That's the message of the richly researched new book, The Human Cost of Welfare: How the System Hurts the People It's Supposed to Help, by Phil Harvey and Lisa Conyers. The authors interviewed hundreds of welfare recipients all over the country to provide an inside view of how welfare actually works and how people navigate an endlessly...

    published: 03 Mar 2016
  • Helping Homeowners, Housing and Urban Development, Banks and Loans, Refinancing (2012)

    http://thefilmarchive.org/ February 1, 2012 The United States Department of Housing and Urban Development, also known as HUD, is a Cabinet department in the Executive branch of the United States federal government. Although its beginnings were in the House and Home Financing Agency, it was founded as a Cabinet department in 1965, as part of the "Great Society" program of President Lyndon Johnson, to develop and execute policies on housing and metropolises. HUD has experimented with Enterprise Zones granting economic incentives to economically depressed urban areas, but this function has largely been taken over by states. The major program offices are: Community Planning and Development: Many major affordable housing and homelessness programs are administered under Community Planni...

    published: 05 Aug 2012
  • Section 8 Requirements (Housing Choice Voucher Application Help)

    http://ushousingaid.com - Are you having difficulty applying for Section 8 housing in your city? Click the link above to get all the Section 8 Housing Choice requirements for your zip code. The longer you wait to apply, the further you will be on the waiting list to receive low income housing assistance. Low Income Housing Help - Section 8 The Federal government offers various housing assistance programs to help individuals and families find affordable housing. Section 8 program, also known as Housing Choice Voucher program, is one such program that provides rent assistance to qualified renters. Section 8 is a rent voucher program that allows you to find a house, townhouse or apartment of your choice and use the voucher to pay for all or part of the rent. It can be any rental unit lo...

    published: 03 Nov 2012
  • Chart: Federal Housing Assistance Spending Since 1950

    Website: http://www.commonsensecapitalism.com Facebook: http://www.facebook.com/pages/Common-Sense-Capitalism/240074889678 Twitter: https://twitter.com/#!/CommonSenseCap Music ('Exciting Trailer') by Kevin MacLeod: http://incompetech.com

    published: 04 Apr 2013
How to Get Housing Assistance

How to Get Housing Assistance

  • Order:
  • Duration: 2:07
  • Updated: 23 Dec 2010
  • views: 13215
videos
Watch more Home Finance 101 videos: http://www.howcast.com/videos/418179-How-to-Get-Housing-Assistance Housing assistance in the form of public housing and rental offsets is available for people with low incomes or who are living in a natural disaster area. Find out how to apply. Step 1: Contact housing authority Contact your state or local public housing agency for information on eligibility and assistance in the form of vouchers, discounts, and public housing. You may be eligible if you have a low income, are elderly or disabled, or were displaced by a disaster. Tip Visit the U.S. Department of Housing website at hud.gov. On the homepage, click on State Info, then click on your state. For instance, if you live in Texas, select Texas from the drop-down menu under the State Info heading. Step 2: Get disaster assistance Contact FEMA at 800-621-FEMA to find out if you are eligible for temporary housing assistance if you were displaced from your home by a disaster. Step 3: Find state help Find out if you can get help from your state in addition to or instead of federal assistance programs by inquiring at your local housing agency or speaking to a housing counselor at 800-569-4287. Tip A special federal fund provides grants to states to assist very low-income elderly and people with disabilities with housing. Maryland, for instance, was promised $13.5 million under the program. Step 4: Come prepared Bring your pay stubs and identification to your meeting with the housing authority when you apply for housing assistance. Step 5: Determine eligibility Fill out an application for assistance and wait to be notified about your eligibility for Section 8 vouchers for an apartment rental or other assistance. Did You Know? The United States Housing Act of 1937 provided federal funding for construction of public housing that came to be known as the "projects."
wn.com/How To Get Housing Assistance
7 Top Programs For Government Housing Assistance

7 Top Programs For Government Housing Assistance

  • Order:
  • Duration: 2:48
  • Updated: 09 Jan 2014
  • views: 5681
videos
HUD housing grants and government housing assistance programs allows low income housing and affordable housing a reality. Single Mothers and Students are always on the look out for subsidized housing. Learn details on the 7 programs here: http://umcssa.org/financial-help/housing-assistance-for-single-moms
wn.com/7 Top Programs For Government Housing Assistance
Wait For Federal Housing Help Lasting Years

Wait For Federal Housing Help Lasting Years

  • Order:
  • Duration: 5:18
  • Updated: 08 Jun 2010
  • views: 22
videos
In the tough economy, getting federal housing help is getting more and more difficult, and some people faced with five-year wait times are moving back in with their parents.
wn.com/Wait For Federal Housing Help Lasting Years
How Section 8 Housing Works

How Section 8 Housing Works

  • Order:
  • Duration: 2:06
  • Updated: 05 Feb 2011
  • views: 34903
videos
http://www.housing.com/section8 The Housing Choice Voucher Program, more commonly known as Section 8 or Section 8 Rental Assistance, is a housing assistance program created and run by the federal government. It was created to help very low-income families, the elderly, and the disabled afford decent, safe, and sanitary housing in the private housing market.
wn.com/How Section 8 Housing Works
Federal dollars roll into Kansas City to help with affordable housing

Federal dollars roll into Kansas City to help with affordable housing

  • Order:
  • Duration: 1:42
  • Updated: 17 Jan 2013
  • views: 60
videos
New money is coming to Kansas City to help offset affordable housing costs.
wn.com/Federal Dollars Roll Into Kansas City To Help With Affordable Housing
One in Four: America's Housing Assistance Lottery

One in Four: America's Housing Assistance Lottery

  • Order:
  • Duration: 3:17
  • Updated: 28 May 2014
  • views: 8578
videos
Housing policy has the ability to exacerbate or mitigate extreme income inequality in American cities. Where incomes are growing and inequality is increasing, cities like New York and San Francisco, rising prices and rents can displace poor families. But affordable housing secures a place for low-income people in communities with growing tax bases and improved services. Having access to better schools, good transportation networks, recreational facilities, and other community services enables families to improve their quality of life and provide greater opportunities for their children. Unfortunately, affordable housing is a scarce resource in many cities. America's housing policy has never fully met the demand for affordable rental housing, and the number of households served by federal rental assistance has essentially plateaued. Today, only 24 percent of the 19 million eligible households receive assistance—basically, only one in four households wins the housing assistance lottery. Who are those winners? How great is the need? What happens to those who don't win?
wn.com/One In Four America's Housing Assistance Lottery
How America's Welfare System Hurts the People It's Supposed to Help

How America's Welfare System Hurts the People It's Supposed to Help

  • Order:
  • Duration: 18:22
  • Updated: 03 Mar 2016
  • views: 15919
videos
At around $700 billion a year, federal spending on welfare programs such as housing assistance, food stamps, and disability payments is bigger than the country's military budget. Yet for all the money—and good intentions—spent on welfare, it routinely leaves recipients with meager prospects for improving their situation. Worst of all, because the system is so poorly designed, beneficiaries routinely turn down job opportunities that will cut their benefits. That's the message of the richly researched new book, The Human Cost of Welfare: How the System Hurts the People It's Supposed to Help, by Phil Harvey and Lisa Conyers. The authors interviewed hundreds of welfare recipients all over the country to provide an inside view of how welfare actually works and how people navigate an endlessly complex and contradictory set of programs. While appreciative of the reforms to welfare in the 1990s, the authors say the time for new changes is well past due. Under both Republican and Democratic presidents, work requirements have been dropped while programs have been vastly expanded. "One of the worst things aout the welfare system is that it induces this psychology of fear of earning too much," says Harvey, the head of DKT International, which provides family planning and HIV/AIDS prevention around the world, and Adam & Eve, the adult-products catalog (Harvey is also a donor to Reason Foundation, the nonprofit that publishes Reason TV). "The prospect of having all your benefits cut off...or a significant part of your benefits cut off makes people look on earning income as risky." Co-author Lisa Coyners of The DKT Liberty Project traveled the country to talk with welfare recipients in a wide range of personal and economic situations. To a person, she says, they knew not to earn over a certain amount in order to protect their benefits. "It was actually frightening for them," she says, "taking that extra hour of work or taking that raise [if] they would lose their benefits." Harvey and Conyers propose a series a reforms, including changes to the Earned Income Tax Credit (EITC), which is broadly popular with lawmakers, that would allow welfare recipients to effectively "top up" their wages so that becoming upwardly mobile isn't blocked by serious, short-term reductions in living standards. The Human Cost of Welfare is reminiscent of Losing Ground, the 1984 book by Charles Murray that explained how Great Society welfare programs inadvertently created incentives for people to stay on welfare. Like that earlier book, which is widely credited with spurring welfare reform under Bill Clinton, The Human Cost of Welfare, shows how programs designed to help individuals end up perpetuating the very behavior they seek to improve. With its scores of original interviews and empathy for people who want to be in greater control of their lives and its sensible, workable reform agenda, The Human Cost of Welfare is a must-read for anyone interested in making government more accountable and improving the lives of the poorest Americans. About 18 minutes. Interview by Nick Gillespie. Cameras by Meredith Bragg and Joshua Swain. Edited by Swain. Go to https://reason.com/reasontv/2016/03/03/the-human-cost-of-welfare-how-the-system for links, resources, and more videos. Subscribe to Reason TV's YouTube channel to receive automatic notifications when new videos go live.
wn.com/How America's Welfare System Hurts The People It's Supposed To Help
Helping Homeowners, Housing and Urban Development, Banks and Loans, Refinancing (2012)

Helping Homeowners, Housing and Urban Development, Banks and Loans, Refinancing (2012)

  • Order:
  • Duration: 54:40
  • Updated: 05 Aug 2012
  • views: 1688
videos
http://thefilmarchive.org/ February 1, 2012 The United States Department of Housing and Urban Development, also known as HUD, is a Cabinet department in the Executive branch of the United States federal government. Although its beginnings were in the House and Home Financing Agency, it was founded as a Cabinet department in 1965, as part of the "Great Society" program of President Lyndon Johnson, to develop and execute policies on housing and metropolises. HUD has experimented with Enterprise Zones granting economic incentives to economically depressed urban areas, but this function has largely been taken over by states. The major program offices are: Community Planning and Development: Many major affordable housing and homelessness programs are administered under Community Planning and Development. These include the Community Development Block Grants (CDBG), the HOME program, Shelter Plus Care, Emergency Shelter Grants (ESG), Section 8 Moderate Rehabilitation Single Room Occupancy program (Mod Rehab SRO), and Housing Opportunities for Persons with AIDS (HOPWA). Housing: This office is responsible for the Federal Housing Administration; mission regulation of Fannie Mae and Freddie Mac; regulation of Manufactured housing; administration of Multifamily housing programs, including Supportive Housing for the Elderly (Section 202) and Supportive Housing for Persons with Disabilities (Section 811); and Healthcare facility loan insurance. Public and Indian Housing: This office administers the public housing program HOPE VI, the Housing Choice Voucher Program (formerly -- yet more popularly -- known as Section 8), Project-Based Vouchers,[8] and individual loan programs housing block grants[9] for Indian tribes, Native Hawaiians and Alaskans. Office of Fair Housing and Equal Opportunity: This office enforces Federal laws against discrimination based on race, color, religion, national origin, sex, disability and familial status. Policy Development and Research (PD&R): This office is responsible for maintaining current information on housing needs, market conditions, and existing programs, as well as conducting research on priority housing and community development issues through the HUD USER Clearinghouse. Government National Mortgage Association (Ginnie Mae) Healthy Homes and Lead Hazard Control. Partnership for Advancing Technology in Housing (developed in 1998) The 203(k) program offers low down payment loans to primary resident owner occupants or nonprofit groups to buy and renovate a house. A scandal with the program arose in the 1990s in which at least 700 houses were sold for profit by real estate speculators taking the loans; at least 19 were arrested,[12] and the situation devastated the housing market in Brooklyn and Harlem and resulted in $70 million in HUD loans going into default.[13] Critics said that HUD's lax oversight of their program allowed the fraud to occur.[14] In 1997, the HUD Inspector General had issued a report saying: "The program design encourages risky property deals, land sale and refinance schemes, overstated property appraisals, and phony or excessive fees."[15] One of the most successful HUD programs over the years has been the Multifamily Housing Service Coordinator Program. Each year since 1992, HUD has included in its Notice of Fund Availability (NOFA), a specific allocation of dollars to allow sponsors and owners of HUD multifamily housing for the elderly the opportunity to hire a Service Coordinator. The Service Coordinator provides case management and coordinative services to elderly residents, particularly to those who are "frail" and "at-risk" allowing them to remain in their current residence. As a result, thousands of senior citizens throughout the United States have been given the opportunity to continue to live independently instead of in an institutional facility such as a nursing home. Professional organizations such as the American Association of Service Coordinators provide support to HUD Service Coordinator through education, training, networking and advocacy. Due to HUD's lending practices, it occasionally takes possession of a home when a lender it insures forecloses. Such properties are then generally sold off to the highest bidder through the HUD auction process. Buyers of HUD homes as their primary residences who make a full-price offer to HUD using FHA-insured mortgage financing receive seller concessions from HUD enabling them to use only a $100 down payment. http://en.wikipedia.org/wiki/Housing_and_Urban_Development
wn.com/Helping Homeowners, Housing And Urban Development, Banks And Loans, Refinancing (2012)
Section 8 Requirements (Housing Choice Voucher Application Help)

Section 8 Requirements (Housing Choice Voucher Application Help)

  • Order:
  • Duration: 0:37
  • Updated: 03 Nov 2012
  • views: 1710
videos
http://ushousingaid.com - Are you having difficulty applying for Section 8 housing in your city? Click the link above to get all the Section 8 Housing Choice requirements for your zip code. The longer you wait to apply, the further you will be on the waiting list to receive low income housing assistance. Low Income Housing Help - Section 8 The Federal government offers various housing assistance programs to help individuals and families find affordable housing. Section 8 program, also known as Housing Choice Voucher program, is one such program that provides rent assistance to qualified renters. Section 8 is a rent voucher program that allows you to find a house, townhouse or apartment of your choice and use the voucher to pay for all or part of the rent. It can be any rental unit located in any neighborhood of your choice (including privately owned apartments or the apartment you already live in). The amount of rental assistance will depend on the total income of your household. The goal of Section 8 voucher program is to provide a healthy and safe place of your choosing at a very reasonable rent cost. The requirement to qualify is straight-forward and is determined by your local Public Housing Authority. In general, it depends on your total annual income, size of your family and how long you've living in the United States. To start your Section 8 Application process, please visit http://ushousingaid.com. Our agents are standing by to assist you and your family. Topics: low income housing section 8 rental assistance housing assistance housing choice voucher housing voucher section 8 apartments
wn.com/Section 8 Requirements (Housing Choice Voucher Application Help)
Chart: Federal Housing Assistance Spending Since 1950

Chart: Federal Housing Assistance Spending Since 1950

  • Order:
  • Duration: 1:29
  • Updated: 04 Apr 2013
  • views: 56
videos
Website: http://www.commonsensecapitalism.com Facebook: http://www.facebook.com/pages/Common-Sense-Capitalism/240074889678 Twitter: https://twitter.com/#!/CommonSenseCap Music ('Exciting Trailer') by Kevin MacLeod: http://incompetech.com
wn.com/Chart Federal Housing Assistance Spending Since 1950
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